Questions to Ask Yourself

• Are you and your business credit worthy?
  Your personal and business credit ratings will be analyzed.
  

• What kind of money do you require?
  Short, long, intermediate term money or equity capital.
  

• How much money do you need?
  Present exactly what you need and what it is for.
  

• Do you have sufficient collateral?
  Your collateral must equal the loan amount at a minimum.
  

• What are the lender's rules?
  Ask about loan-to-value and debt coverage ratios.
  

• What kinds of limitations will be set by you?
  Know your comfort level with rate, payment, and term.